Whoo boy. Let me make a confession. We have a lot of doctor going on right now in our (small but growing) family... and it sort of stresses me out. I feel pretty lucky to go see my little girl again via ultrasound, but the co-pay at the hospital is pretty high. Gary's colonoscopy is a little stressful cause they're going to sedate him and there is potential that something could be wrong in there. But you know what stresses me out more? The co-pay, which is even more than the co-pay for my ultrasound. Not to mention if there is anything wrong that some insurances don't fully cover the procedure. I don't know about Gary's though; whatever the case, we hope to find out what's wrong and that he'll be just fine.
I love modern medicine. It does lots of good. And I really love insurance. I... just don't love the way we've handled our money necessarily. Paying cash for our car seemed like a really good idea at the time. Until the car suddenly got a little more expensive. Oh well. I guess every couple should go through financially trying times, right? It builds character or something. On the bright side, we aren't really overwhelmed with debt, just... not quite financially stable. This month should be a better month. That is, unless our doctor visits significantly increase again. Oh the joys.
Our insurance won't cover the cost of the ultrasounds at all. From my experience with hospital stays before I was insured, though, hospitals are pretty good about working out payment plans (and we weren't charged interest, either). It will all work out.
ReplyDeleteOur insurance covers the first ultrasound, but since Baby has a medical condition that requires frequent ultrasounds, I think insurance covers that, too. It did for the last one, anyway... But I might still work out a payment plan, because ultrasounds are expensive even with insurance. Thanks. :)
ReplyDeleteOh no. If you don't mind me asking, what medical condition does your baby have?
ReplyDeleteBasically her kidneys are filled with fluid (hydronephrosis, if you're curious), and she has this funny flap of tissue in her bladder (ureterocele) that I think partially blocks the passage of fluid from the kidneys to the bladder. So I go in to make sure the amniotic fluid is still normal and that her kidneys aren't out of control. She may have to have surgery a month or two after birth, and we'll almost definitely need to go see a specialist within a week of birth to do some testing. All in all, though, it isn't the worst thing that could be wrong with a developing baby.
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